Debt Consolidation | Free Debt Consolidation Loan

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trying to find out which is better, going to a consolidator to take control of my outrageous debt. or not pay some debts each month to slowly pay off others. i have 7 cc's right now and if i pay 2 of them in the next two months and not (debt consolidator)

i need to lower all of my bill. i want to get into a free non profit debt consolidation. well, there's a difference between debt consolidation and debt management. it probably is not a good idea to take out another loan to pay for all your other debts, because it (consolidate credit card debt)

if you have used one. i would like to hear your feedback on the experience. how does the process work? does it effect your credit? does it show up on your credit report? i have tried asking the companys but i can not find one that will give me info (free debt consolidation)

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